Financing
SHOP PAY INSTALLMENTS FAQ:
Does Shop Pay impact my credit score?When using Shop Pay installments, there will be no impact to your credit score since Affirm doesn't conduct a hard credit pull or report to the credit bureaus.
What is the interest rate?
Shop Pay has 0% APR, no hidden or late fees, and no impact on your credit score.
Can I choose a different payment plan?
No, Shop Pay only offers to pay over 4 equal installments, charged to your credit or debit card every 2 weeks.
How to I manage my payments for Shop Pay installments?
You can log in to Shop Pay to view your order history and payment status for orders that are paid in installments with Shop Pay.
Which payment methods are accepted if I use the option to pay in Shop Pay installments?
The installments option on Shop Pay is available on all major debit and credit cards.
Are there late fees?
No, there are no late fees if you miss a scheduled payment.
What happens if I pay with Shop Pay installments and then return items or cancel my order?
If we process a refund, the refunded amount will be returned to your original payment method within 3-10 business days, and your balance will be updated.
Email us at support@envisionhomesource.com or call us at +1 (820)820-8861 if you have any issues applying for shop pay installment payments.